Subcontractor Financial Readiness · Free Resource
Prompt Payment Laws by State
Once the GC is paid, a statutory clock forces them to pay you — but the deadline, the interest, and whether the law even applies to private work all change by state. Tap your state to see what you can actually enforce.
The full 50-state prompt payment table
Deadlines are for private commercial projects and reflect statutory defaults; contract terms can modify most of them. "Public only" means the state has no private-project statute. Search filters the map and table together.
| State | GC-to-sub deadline (private) | Interest on late payment | Notes |
|---|
On mobile, scroll the table sideways to see all columns.
The next pay app could be the one approved on the first try.
Prompt payment law only works if your pay app is clean. Breva pre-checks math, retainage, change orders, lien waivers, and COIs — so the clock starts the day you submit, not 30 days later.
Disclaimer. This page is general information, not financial or legal advice. Prompt payment statutes are amended periodically, vary by project type and contract value, and contract terms can change how they apply to your project. Several figures reflect summaries of state law and should be confirmed against current statutory text and qualified counsel before you rely on any deadline, interest rate, or remedy. Breva is a financial operations platform — not a law firm or a lender. Cadence Financial Group, Inc. DBA Breva®.
