For Construction Contractors and Subcontractors

Win jobs. Get paid.

Pay apps approved on the first try. Cash moving in days, not months. Capital and bonding ready when the next bid hits.

Endorsed by Barr & Barr Construction, H.J. Russell & Company, Horus Construction Services, and JCP Construction for their subs and trade partners.

56 days
Avg days from pay appto payment
(Billd 2025)
77%
Subs who frontmaterials costs
(PYMNTS/AmEx, Jan 2025)
$280B
Cost of slow payments
(Rabbet 2024)
Plans to pay apps in one auditable loop. Zero re-keying.
Pay-App Autopilot™ pre-checks math, retainage, change orders, lien waivers, and COIs.
Live cash visibility plus a bonding readiness score that builds while you work.
Partner capital options are subject to approval. Not a commitment to lend.
Breva Pay-App Dashboard
Q1 2026
Ask Bre™

Active Jobs

7

Pay Apps Out

4

Cash Gap

$82K

Job SOV Drawn Status
Oak Tower$240K62%Submitted
River Walk$185K41%Draft
Metro Lofts$310K78%Approved
Pine Ridge$128K35%Draft
Breva Pay Apps
Bre™
Active Jobs7
Pay Apps Out4
Cash Gap$82K
Oak TowerSubmitted
River WalkDraft
Metro LoftsApproved

Pay App Submitted

Oak Tower — Draw #4

Trusted by forward-thinking contractors, GCs, and capital partners

The cash gap is built into the system — unless you control the workflow.

Meet Mia
A Small Contractor
56 days
Average payment wait
She waits about 2 months to receive payment for completed work.
77%
Prepaid materials
A substantial 77% of her materials require prepayment, tying up working capital.
$280B
Industry cost
The total cost of slow payments across construction — and Miafeels every dollar.
60–90+ Day Cash Cycles
Pay cycles stretched to 60, 90, 120+ days. Cash stuck while crews keep working.
Rejected or Delayed Pay Apps
Pay apps rejected for math, missing waivers, or stale COIs. Every rejection adds 30+ days.
Owners buried in admin
Owners stuck in spreadsheets and email instead of in the field winning the next job.
The Loop

One Loop, From Plans to Paid

Every step feeds the next. No re-keying, no dropped data, no spreadsheet gymnastics. Just one connected system that keeps your cash moving.

01

Auto-Takeoffs

Plans + quantities in minutes

02

Estimates & WBS

Cost, markup & bid-ready numbers

03

SOV

AIA-ready schedule of values

04

Pay-App Autopilot

Pre-checked, clean submissions

Available When You Need It

Embedded Bonding NEW

Apply for and access bid, performance, and payment bonds — directly inside Breva.

Available When You Need It

Embedded Finance

Capital when you need it

05

WIP & Cash

Live 13-week visibility

01

Auto-Takeoffs

Plans + quantities in minutes

02

Estimates & WBS

Cost, markup & bid-ready numbers

03

SOV

AIA-ready schedule of values

04

Pay-App Autopilot

Pre-checked, clean submissions

Available When You Need It

Embedded Bonding NEW

Apply for and access bid, performance, and payment bonds — directly inside Breva.

Available When You Need It

Embedded Finance

Capital when you need it

05

WIP & Cash

Live 13-week visibility

Continuous Loop
01

Auto-Takeoffs

Plans + quantities in minutes

02

Estimates & WBS

Cost, markup & bid-ready numbers

03

SOV

AIA-ready schedule of values

04

Pay-App Autopilot

Pre-checked, clean submissions

Available When You Need It

Embedded Bonding NEW

Apply for and access bid, performance, and payment bonds — directly inside Breva.

Available When You Need It

Embedded Finance

Capital when you need it

05

WIP & Cash

Live 13-week visibility

Every project, every draw period — the loop keeps running

Cash flow should never limit the next job.

Jobs are bigger. Margins are tighter. Retainage and payment terms are harder. Spreadsheets and email broke years ago and you're still using them. Breva turns the messy precon → billing → cash → bonding → capital process into one continuous, auditable loop — so cash, credit, and bonding capacity move at the speed of work, not the speed of paperwork.

How It Works

From Upload to Paid — Guided Every Step

01
Upload. Takeoff. Estimate.

Drop in your plans. Breva runs the takeoff, builds the WBS, and prices the estimate.

02
Approve. Validate. Submit.

Approve the SOV. Pay-App Autopilot™ validates math, packages G702/G703 with waivers and COIs, and submits clean.

03
Track. Score. Lender-Ready.

Ask Bre™ tracks your cash, builds your Breva Score™, and gets your lender pack ready before you need it.

Meet Ask Bre™. Your AI CFO. Backed by real bookkeepers.

See Bre in action. Watch how she reads your jobs, your cash, and yourbooks in real time — then book a demo to put her on yours.

Ask Bre™

Bre reads your real books, your real bank feeds, and your real pay-app status— then tells you exactly what to do next.

Keeps books pay-app-ready and lender-ready; Breva Score™updates with every job and pay app
Spots gaps and suggests a plan (shift spend, adjust timing, or ta pcapital)
Lender-ready documentation and scenarios help you explore partner capital options (when available) — without starting from scratch.

Bre isn't a chatbot. She reads your real books, your real bank feeds, your realpay-app status — and she's backed by a 24/7 dedicated bookkeeper on everypaid plan.

Book a Demo

Pricing built like a contract. You only pay more when we deliver more.

Your base subscription stays low and predictable. You only pay extra when Breva®delivers something that makes you money — a pay app submitted, a lender pack generated, a bond-readiness check, a take off run. No value delivered, no charge.

START
Free
Built for:
1 project, getting set up
BUILD
$99/mo
Built for:
ABT
ABT means Annual Bill Through — the total dollars you bill to clients per year across all your construction projects.
up to $5M
SCALE
$349/mo
Built for:
ABT
ABT means Annual Bill Through — the total dollars you bill to clients per year across all your construction projects.
$5M–$15M
★ Most Popular
GROW
$599/mo
Built for:
ABT
ABT means Annual Bill Through — the total dollars you bill to clients per year across all your construction projects.
$15M–$30M
START
Free
Built for:
1 project, getting set up
BUILD
$79.20/mo
billed annually ($950.40/yr)
Built for:
ABT
ABT means Annual Bill Through — the total dollars you bill to clients per year across all your construction projects.
up to $5M
SCALE
$279.20/mo
billed annually ($3350.40/yr)
Built for:
ABT
ABT means Annual Bill Through — the total dollars you bill to clients per year across all your construction projects.
$5M–$15M
★ Most Popular
GROW
$479.20/mo
billed annually ($5750.40/yr)
Built for:
ABT
ABT means Annual Bill Through — the total dollars you bill to clients per year across all your construction projects.
$15M–$30M

Who We Help

For Contractors

Win more bids with traceable, accurate estimates
Zero re-keying from takeoff to SOV to Pay Apps
Faster, cleaner cash flow with full auditability
See how Breva helps contractors

For GCs & Owners

Standardized, clean pay app intake across all subs
Real-time visibility into sub readiness and exceptions
Faster draw approvals and fewer project delays
See how Breva helps GCs →

For Lenders

Policy-aware Breva Score™ and complete lender packs
Exception-only workflows and real-time risk monitoring
Project-tied visibility for underwriting and monitoring
See how Breva helps lenders →

Voices from the work-to-cash chain.

Lenders. GCs. Subs. Small business owners. The people building, funding, and supporting construction at every level.

"I fully stand behind Breva — the product and the team. The way Charles conducts himself in business and the way they've built this aligns with everything we care about at Horus. We're implementing it in our academy because we believe it will genuinely change outcomes for the contractors we support."

Aija Williams-Cole
Horus Construction Services

"Breva helps us give the right capital at the right stage. When a borrower walks in, we can finally track their journey — from the day they show up to the day they're ready for a loan. That's what we've been missing in this industry for a long time."

OC Isaac
TruFund Financial Services

"I've been trying to get my books off QuickBooks for years. Breva actually makes it feel possible — and having someone classify my transactions and answer questions in real time changes everything. I feel like I finally have support."

Yolanda Robinson
RHD Property
Resources
All Resources Blog Pay-App Benchmark™ BuildForward™