The Breva® Blog.

Writing for contractors who'd rather be in the field. Practical, tactical, and short enough to read on a tailgate.

Pay Apps

Why Your Pay App Gets Rejected, and How to Fix It Before You Submit

Pay apps almost always get rejected for the same small set of reasons. Fix those, and you fix most of the cash-flow drag in your back office.

Breva Editorial

May 19, 2026

12 min read

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Cash Flow

The 13-Week Cash Forecast Every Subcontractor Should Be Running

Most subs do not go under because they took on bad jobs. They go under because cash showed up two weeks after payroll did. Here is the fix.

Build Your SOV From Your Estimate — Not a Blank Spreadsheet

Your schedule of values should be a translation of your estimate, not a new document. Here is the six-step

AIA G702 and G703 Explained for Contractors Who Never Went to Business School

What the G702 and G703 actually are, why GCs require them, and how to fill them out without leaving money on

WIP Schedules Explained \u2014 The Report Your Bonding Company Actually Reads

Work-in-progress schedules are how sureties, lenders, and CFOs read the health of a construction company.

The Retainage Release Playbook: How to Get Held Money Out the Door Faster

Retainage is the largest pile of cash most subs leave on the table. Here is the operational playbook for getting it

Project Capital vs. Line of Credit: Which Should You Use, and When?

When to draw on a line of credit, when to use project-specific capital, and how to think about the cost of each.

Charles Inokon

March 31, 2026

7 min read

The Breva® Blog.

Why Your Pay App Gets Rejected, and How to Fix It Before You Submit

The 13-Week Cash Forecast Every Subcontractor Should Be Running

Build Your SOV From Your Estimate — Not a Blank Spreadsheet

AIA G702 and G703 Explained for Contractors Who Never Went to Business School

WIP Schedules Explained \u2014 The Report Your Bonding Company Actually Reads

The Retainage Release Playbook: How to Get Held Money Out the Door Faster

Project Capital vs. Line of Credit: Which Should You Use, and When?

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